Your Income and Balances:
You will also be required to submit copies of your most recent tax returns. These forms are available from the Internal Revenue Service website or on the Wells Fargo website. You will be asked if you have ever filed for bankruptcy. Bank loans and home loans often require a completed home loan application. If you have filed for bankruptcy recently, you will probably be required to re-submit your application. If you have not filed for bankruptcy recently, you may be able to continue refinancing through your current mortgage account.
Your Personal Financial Statements:
As part of your application for a Wells Fargo login mortgage account, you will be required to submit your personal financial statements. These statements include your pay stubs, bank account statements, and your budget. Be prepared to answer detailed questions regarding these forms. The financial statement forms you must fill out are very important, and you will be asked to read and understand each one before signing carefully.
Annual Account Statement:
A Wells Fargo login mortgage account requires you to submit an annual account statement. You will need to provide accurate information regarding your bank account, income, expenses, and assets in order to determine if you qualify for this type of loan. In order to schedule time with one of these loan providers, you must have an account open that is not more than six months old.
Refinance Home Equity Line of Credit: A Wells Fargo login mortgage account allows you to take out an advance on your home equity. This advance is not based on how much equity you currently have in your home. The amount of your advance will depend upon when you sign on to view your accounts. Most borrowers qualify for up to 30% of the total value of their property. Borrowers who qualify for the Refinance Home Equity Line of Credit may also choose to extend the repayment period and reduce the interest rate.
If you follow the directions on the Wells Fargo login, you will be asked to complete and submit a short application to get the login process started. This application will request your contact information, employment history, current mortgage, social security number, date of birth, address, phone number, and additional financial information.